844.520.6991

1 1 Policy options
2 2 Additional insureds
3 3 Payment information

Annual Policy RC replica

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Policy options

Policy effective dates

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This policy will go into force on the start date and stay in force for 12 months.

Payments for this policy will stay in effect until cancelled.

Policy options

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Some options from this group have been disabled for your state due to carrier limitations.

Please select your gross sales bracket.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Some options from this group have been disabled for your state due to carrier limitations.

Please select a coverage option.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Some options from this group have been disabled for your state due to carrier limitations.

Please select a coverage option.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Some options from this group have been disabled for your state due to carrier limitations.

Please select a coverage option.

Nearly 1 in 4 businesses have experienced a cybersecurity event. If you collect and/or store customer and financial data, we strongly advise adding Cyber Liability Coverage for greater protection and peace of mind.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Some options from this group have been disabled for your state due to carrier limitations.

Limits of insurance

General Aggregate Limit
(Other than Products-Completed Operations)		 $2,000,000
Products-Completed Operations Aggregate Limit $2,000,000
Personal and Advertising Injury Limit $1,000,000
General Each Occurrence Limit $1,000,000
Damage to Premises Rented to You Limit
Any One Premises		 $300,000
Business Tools & Inventory Coverage
Max payout for any one article		 Based on Selection
Annual Aggregate Property described in the policy that you own, or is in your care, custody or control Based on Selection
Business Tools & Inventory Deductible $250

 

Account setup

Policy holder information

Physical Address

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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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WE CANNOT ACCEPT A PO BOX AS A PHYSICAL ADDRESS. KINDLY ENTER A PHYSICAL ADDRESS FOR YOUR BUSINESS.
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Please click here to be directed to an application that is specifically for those whose business is in .

Due to hurricane Michael, Florida residents may not purchase policies at this time. If you are trying to renew your policy, please call us at 844.520.6991.

Due to the natural disaster in your area, We are unable to provide a policy to purchase for your selected effective date, please go back to this option and select a date that is available to you. We will begin selling same day policies again in your state when the memorandum has been lifted.
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Invalid physical ZIP code
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
Your state and zip code are invalid. Please edit your address. Suggested state:

Mailing address

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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
This field is required
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
This field is required
Please click here to be directed to an application that is specifically for those whose business is in .

Due to hurricane Michael, Florida residents may not purchase policies at this time. If you are trying to renew your policy, please call us at 844.520.6991.

Due to the natural disaster in your area, We are unable to provide a policy to purchase for your selected effective date, please go back to this option and select a date that is available to you. We will begin selling same day policies again in your state when the memorandum has been lifted.
This field is required
Invalid ZIP code
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.

Business information

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Business name - Only letters(A-Z), numbers(0-9), &(ampersand), -(hyphen), '(apostrophe), .(dot), comma, ()brackets, spaces, ‘ ’(curly apostrophes), /(slash), :(colon), ;(semicolon) are allowed.
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
Please provide your full name under mailing address.
A business you own and operate, not a business that employs you.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Invalid phone
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.

Primary Business Activity

Secondary Business Activities

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Select an option
Application can no longer be completed online.
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Application can no longer be completed online.
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  • I do not do any installation art, including murals.
  • I am not licensed or acting as an artisan contractor such as commercial painter, carpenter, framer, mason, home builder, commercial or residential contractor, or architect.
  • I am not the owner/operator of an art gallery displaying multiple artist’s work.
  • I do not own/operate, a retail store, or any permanent location, to sell my items

Claims History

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Application can no longer be completed online.
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Application can no longer be completed online.
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  • I have not had any liability claims resulting in losses in excess of $5,000 within the last 5 years.
  • I am not aware of any incident(s) that may result in a claim.
  • I have never been involved in any legal disputes relating to the operations of my company.
  • I have never been subject to local, state, or federal investigation relating to the type of business I am applying for.

Terms & Conditions

The following coverages are EXCLUDED in this policy:

  • All Ingestible Food or Drink Products
  • Architecture or Design Professionals, Artisan Contractors
  • Art Galleries, Three-Dimensional Installation Art, Murals
  • Beauty or Health Services that are provided by an insured for a fee
  • Blacksmith Demonstrations, Chainsaw Carving Demonstrations
  • Candles Including Liquid Fuel Gel or Wax Melts
  • Children's Furniture, Children's Toys, Products Designed for Infants, Toddlers, or Children
  • Commercial Painters, Construction Operations
  • Directing, hosting, organizing, planning, promoting, or sponsoring of a fair, festival, show, or similar event
  • E-Cigarettes and Smokeless Products, Tobacco-Related Products, Drugs
  • Medical Equipment/Devices, Medical Invasive Products Intended to Stay in the Body
  • Portrait Photography, Videographers
  • Retail Storefronts – Premises May Be Owned or Leased Mainly for Use for Working and Not for Retail Sales
  • Saddles, Harnesses, or Horse Furnishings
  • Salon or Spa Operations
  • Sporting Goods/Equipment
  • Tattoo Artists
  • Theater or performing arts shows, Performing Artists, Disc Jockeys (DJs), Musicians
  • Topical Products such as Cosmetics, Lotions, or Soaps
  • Vitamins, Supplements, or Suppositories, Pharmaceuticals, Nutraceuticals, Any Product Requiring a Prescription
  • Weapons, Knives, or Ammunition, or Weapon/Weapon Like Demonstrations or Audience Participation Activities
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Read Terms & Conditions
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I agree to receive automated text messages, including transactional messages, from ACT Insurance (we promise not to send unnecessary garbage). I understand that my consent is not a condition of purchase. Message and data rates may apply. Reply STOP to cancel, HELP for help.

Additional insureds

Additional insureds

When you add a person†, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

Additional Insured #{[{ $index + 1}]}(+$0.00)

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{[{ searchItem.state_code }]} | {[{ searchItem.start_date|date:"MMM dd, yyyy" }]} - {[{ searchItem.hasOwnProperty('end_date') ? (searchItem.end_date|date:"MMM dd, yyyy") : "no end date" }]}
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Please enter valid email address
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Please only use the additional insured email and do NOT use the policy’s holder email
The endorsements listed below have been added to the policy requirements by the Additional Insured/Sponsoring Organization.
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Invalid ZIP code
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Payment information

Initial payment:

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Credit card information

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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
This field requires 13 to 16 digits. Use only numbers. No spaces or dashes.
Please enter your credit card and bank information. Your credit card will be used for the down payment and your bank information will be used for the Capital Premium finance agreement monthly draft. If you have questions about alternative payment methods for the capital monthly draft please contact Capital Premium.
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Use the up and down arrow keys to select your card's expiration month. Each option is labeled with the full month name.
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Use the up and down arrow keys to select your card's expiration year.
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Invalid cvv
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
This is a 3-digit number on the back of Visa, MasterCard, and Discover cards, or a 4-digit number on the front of American Express cards.
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Invalid ZIP code
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
Enter your 5-digit ZIP code. Only numeric input is accepted.

This feature will create a customer payment profile for your billing information to allow easy checkout during future policy coverage extensions or updates. Credit card information is not stored within our system. All billing information is processed through authorize.net

Your credit card expires before auto renew date ({[{ policyEndDate.format(dateViewFormat) }]}). In order to proceed, please use other credit card.

Your policy is set up to automatically renew on {[{ policyEndDate.format(dateViewFormat) }]}.

More Details

With this beneficial feature your insurance coverage will be continuous without you worrying about having a lapse in your insurance policy.

You will receive a Conditional Renewal Notice prior to the renewal date of your policy. If you wish to cancel your policy, you must notify us in writing prior to the policy renewal date. You can cancel EZ-renew at any time from your dashboard. Your policy will be renewed with the same coverage's, additional insureds and endorsements as your current policy. If you wish to change any coverages, you can login to your on-line account and make changes to your policy at any time.

Please note that we do NOT store credit/debit card numbers, nor do we share customer details with any third parties. Recurring billing is managed via Authorize.net.

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Discount applies to Additional Insureds only!
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Order summary

Policy Holder Edit

, ,
Email:
Email:
Mobile number:

Mailing Address is the Same as the Physical Address
Mailing Address:
, ,

Payment Information Edit

Payment Method:

Enrolled in EZ-Renew You are not enrolled in EZ-Renew
Edit Enroll
Your policy is set up to automatically renew on {[{ policyEndDate.format('ll') }]}. With the EZ-Renew feature your insurance coverage will be continuous without you worrying about having a lapse in your insurance policy coverage.

Annual Policy RC replica

Payment Breakdown

Policy start date: - Policy end date: Edit

If changes are needed, please reach out to your agent.
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Limits of insurance

General Aggregate Limit
(Other than Products-Completed Operations)		 $2,000,000
Products-Completed Operations Aggregate Limit $2,000,000
Personal and Advertising Injury Limit $1,000,000
General Each Occurrence Limit $1,000,000
Damage to Premises Rented to You Limit
Any One Premises		 $300,000
Business Tools & Inventory Coverage
Max payout for any one article		 Based on Selection
Annual Aggregate Property described in the policy that you own, or is in your care, custody or control Based on Selection
Business Tools & Inventory Deductible $250

 

Policy Holder Business Information

Edit
Business Type
name
DBA
Mobile number
Website
Business Activities
Business Activities Description
Product Description
Are your products made or designed for infants, toddlers, or children?
Are at least 80% of the products you sell handmade/handcrafted by YOU?
By checking here, I confirm that my operations DO NOT include the following:
  • I do not do any installation art, including murals.
  • I am not licensed or acting as an artisan contractor such as commercial painter, carpenter, framer, mason, home builder, commercial or residential contractor, or architect.
  • I am not the owner/operator of an art gallery displaying multiple artist’s work.
  • I do not own/operate, a retail store, or any permanent location, to sell my items

Claims History

Edit
Have you had any liability or business property claims resulting in losses in excess of $5,000 within the last five years or are you aware of any incident(s) that may result in a claim?
Are you aware of any incident(s) that may result in a claim?
By checking here, I confirm that the information listed below is accurate:
  • I have not had any liability claims resulting in losses in excess of $5,000 within the last 5 years.
  • I am not aware of any incident(s) that may result in a claim.
  • I have never been involved in any legal disputes relating to the operations of my company.
  • I have never been subject to local, state, or federal investigation relating to the type of business I am applying for.

Terms & Conditions

Edit

The following coverages are EXCLUDED in this policy:

  • All Ingestible Food or Drink Products
  • Architecture or Design Professionals, Artisan Contractors
  • Art Galleries, Three-Dimensional Installation Art, Murals
  • Beauty or Health Services that are provided by an insured for a fee
  • Blacksmith Demonstrations, Chainsaw Carving Demonstrations
  • Candles Including Liquid Fuel Gel or Wax Melts
  • Children's Furniture, Children's Toys, Products Designed for Infants, Toddlers, or Children
  • Commercial Painters, Construction Operations
  • Directing, hosting, organizing, planning, promoting, or sponsoring of a fair, festival, show, or similar event
  • E-Cigarettes and Smokeless Products, Tobacco-Related Products, Drugs
  • Medical Equipment/Devices, Medical Invasive Products Intended to Stay in the Body
  • Portrait Photography, Videographers
  • Retail Storefronts – Premises May Be Owned or Leased Mainly for Use for Working and Not for Retail Sales
  • Saddles, Harnesses, or Horse Furnishings
  • Salon or Spa Operations
  • Sporting Goods/Equipment
  • Tattoo Artists
  • Theater or performing arts shows, Performing Artists, Disc Jockeys (DJs), Musicians
  • Topical Products such as Cosmetics, Lotions, or Soaps
  • Vitamins, Supplements, or Suppositories, Pharmaceuticals, Nutraceuticals, Any Product Requiring a Prescription
  • Weapons, Knives, or Ammunition, or Weapon/Weapon Like Demonstrations or Audience Participation Activities
By checking this box I accept the Terms & Conditions and certify that I am at least 18 years of age.

Read Terms & Conditions
SMS Compliance
I agree to receive automated text messages, including transactional messages, from ACT Insurance (we promise not to send unnecessary garbage). I understand that my consent is not a condition of purchase. Message and data rates may apply. Reply STOP to cancel, HELP for help.

Additional Insureds

Edit
Unlimited Additional Insureds
Additional Insureds
{[{ ai.name }]}

Employees

Edit
{[{ employee.firstName }]} {[{ employee.lastName }]}

Independent Contractors

Edit
{[{ contractor.firstName }]} {[{ contractor.lastName }]}

Your policy will be issued and your documents available immediately after clicking the "Purchase Policy" button below. Your policy application may be subject to review by our underwriting team to verify that the business operation, product, and/or service meet the eligibility guidelines established for the program. In the event we need further clarification to determine eligibility, we will contact you via email at the email address used to establish your account. If an account is found to be ineligible during the underwriting period, the policy will be subject to immediate cancellation and a full refund will be issued. After the underwriting period, the premium is 100% earned and no refunds will be given.

Your agent will be contacting you soon. There is a pending document to be submitted.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Due to hurricane Michael, Florida residents may not purchase policies at this time. If you are trying to renew your policy, please call us at 844.520.6991
Please click here to be directed to an application that is specifically for those whose business is in .

Due to hurricane Michael, Florida residents may not purchase policies at this time. If you are trying to renew your policy, please call us at 844.520.6991.

Annual Policy RC replica

Policy Endorsements

Additional insureds

Coverage for Employees

Coverage for Independent Contractors

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Contact us

ACT INSURANCE
(Artists, Crafters, & Tradesmen)
260 South 2500 West Suite 303
Pleasant Grove, UT 84062
P: 844.520.6991
info@actinsurance.com

Testimonials

Stacey B. - Maine

"This is a great way to obtain insurance for trade shows. Online purchase is very convenient and affordable. I so appreciate your quick response in getting me set up."